Wine Country Family Law & Bankruptcy Office offers both family law and consumer bankruptcy legal services. Please select the "Family Law" tab above to learn more about our family law services.
Chapter 7 & Chapter 13 Bankruptcy Services / Debt Relief:
If you are concerned about your current financial situation, contact Wine Country Family Law & Bankruptcy Office for a free initial consultation. Dealing with financial difficulties can cause stress and worry in your life. You may feel like you are in over your head and don't know where to turn. At Wine Country Family Law & Bankruptcy Office, we can help you get back your peace of mind. Bankruptcy attorney Lindsay R. Smith can answer the questions that you may have about Chapter 7 and Chapter 13 bankruptcy. Today many people face money problems due to the high price of mortgages, transportation, health care costs, and every day living expenses. Often our clients turn to us after experiencing sudden life changing events such as job loss, failure of a business, illness, injury, divorce or death of a spouse. You are not alone. It is common these days to get behind on monthly payments at some point or have major credit card debt that is out of control due to skyrocketing interest rates and late fees. Even home foreclosures and short sales are now commonplace. If you need some help making ends meet, exploring the options of debt relief or debt re-organization that are available under consumer bankruptcy laws may be the right path to get you back on track.
After consulting with Wine Country Family Law & Bankruptcy Office, you will see that bankruptcy is a very powerful debt relief device. Some of the relief it provides:
Personal Care and Attention That You Deserve at a Cost That You Can Afford:
The recent wave of bankruptcies have brought about volume bankruptcy law firms with attorneys who find it a burden to pick up calls from clients. They "sell" bankruptcy instead of being a source of honest legal advice in your difficult financial time. Wine Country Family Law & Bankruptcy Office is different from many of the other bankruptcy law firms out there. We strive to provide a high degree of service and personal care to each of our clients. From start-to-finish, all of our client's cases are personally handled by our bankruptcy attorney, Lindsay R. Smith, not paralegals or assistants. This ensures your case gets the highest quality of care and attention. Our philosophy is simple: provide competent and high quality bankruptcy services at a reasonably low cost. Although legal services aren't cheap, our flat rate services are typically much lower than other Santa Rosa, Petaluma, Ukiah, Lakeport, Fort Bragg, Napa and Novato bankruptcy law firms. Our clients know up front exactly how much they will pay and do not have to worry about steadily increasing legal bills. Unlike many North Bay bankruptcy law firms, we do not require all fees to be paid at the outset of your case. We always provide free initial consultations and we'll take the time to talk with you, answer your questions, evaluate your situation and discuss your options.
Bankruptcy attorney Lindsay R. Smith is a member of the National Association of Consumer Bankruptcy Attorneys.
Making the Decision to File (or Not to File) Bankruptcy:
Some bankruptcy attorneys will only spend a cursory fifteen minutes or so with you to tell you whether or not you qualify for bankruptcy. Our office is different. Filing bankruptcy is a major decision to make. Wine Country Family Law & Bankruptcy Office strongly believes that the decision to file bankruptcy should not be made based upon a brief ten or fifteen minute discussion. We feel that it is important to educate our clients regarding the various chapters of bankruptcy available, how the process works, the ramifications of filing bankruptcy, and some “do’s and don’ts” when considering filing bankruptcy. Our office spends an average of forty-five to sixty minutes on each consultation completely free of charge. Attorney Lindsay Smith takes special care to ensure that bankruptcy is explained in a straight forward and down-to-earth fashion. We want our clients to be educated and informed regarding their options so that they feel confident in their decision to file bankruptcy (or not to file). Even if filing bankruptcy does not appear to be your best option, we will tell you so and explain why. Bankruptcy lawyer Lindsay Smith is also happy to answer any questions that arise after your initial consultation at no cost.
Let Us Relieve Some of Your Stress:
Attorney Lindsay R. Smith will deal with all of your creditors from the moment she becomes your attorney, relieving unnecessary stress from your life. Wine Country Family Law & Bankruptcy Office also uses the latest technology so that the process of obtaining information from our clients is quick and easy. Instead of burdening our clients with the typical two inch thick packet of paperwork to fill out utilized by most bankruptcy attorneys, we provide our clients with a simple on-line interview system. Of course, a client may always opt to receive the paperwork to fill out, if they prefer. We also use an automated credit reporting system in order to obtain your credit report. This system automatically transfers all of your credit report information into our secure computer system so that you don’t have to dig through all of your bills in order to give us the information.
We Give You the Option to File Bankruptcy Without Leaving Home!
In order to minimize the disruption on our client’s work and family schedule, we will not require multiple trips to our offices. Our initial consultation can take place by phone or in our Santa Rosa or Ukiah office. We prefer to meet with our clients at least one time in order to review and sign their final documents to be filed with the Court. However, if our client finds it more convenient to review documents together by phone, we are happy to accommodate their request . In this situation, our clients will usually only need to travel one time during their entire bankruptcy case (to attend their mandatory Meeting of Creditors in Santa Rosa). Of course, our clients are welcome to call us to make an office appointment anytime they want to come in. Wine Country Family Law & Bankruptcy Office is fortunate to have clients come to us from all over the North Bay. We serve clients in Fort Bragg, Willits, Laytonville, Covelo, Napa, American Canyon, Calistoga, St Helena, Hidden Valley Lake, Clearlake, Kelseyville, Windsor, Healdsburg, Guerneville, Sebastopol, Rohnert Park, Petaluma, and San Rafael, to name a few.
We invite you to compare our low fees and personalized services to those offered by other Chapter 7 and Chapter 13 bankruptcy offices in Sonoma, Mendocino, Lake County, Marin, and Napa Counties.
While our offices are located in Santa Rosa and Ukiah, California we provide legal services to all residents of the Northern District of the United States Bankruptcy Court, Santa Rosa Division, including but not limited to Ukiah, Healdsburg, Santa Rosa, Petaluma, Rohnert Park, Sebastopol, Guerneville, Napa, Sonoma, San Rafael, Novato, Fort Bragg, Willits, Clearlake, Kelseyville, Lakeport, Arcata and Eureka. In addition to free face-to-face consultations we also provide our free consultations over the telephone. Wine Country Family Law & Bankruptcy Office is conveniently located near Coddingtown, in Santa Rosa, and across from the Mendocino County Courthouse in Ukiah. (Note: The U.S. Bankruptcy Court, Northern District, is located in Santa Rosa, California).
We have helped individuals all over Northern California file for bankruptcy, particularly residents of Sonoma, Mendocino, Napa, and Lake Counties. Contact Wine Country Family Law & Bankruptcy Office today for your free initial consultation.
You can contact us directly by phone at (707) 669-0841, or CLICK HERE to send us a contact request online.
After obtaining an appointment for your bankruptcy evaluation, please CLICK HERE to complete a bankruptcy questionnaire.
We are a debt relief agency. Our office helps people file for bankruptcy relief under the U.S. Bankruptcy Code.
Wine Country Family Law & Bankruptcy Office is proud to be a LGBT friendly firm.